AI for insurance

Cova is an AI platform for insurance brokers, underwriters and networks. Analyse policies and submissions, organise client work and prepare the next action, with your people reviewing the results.

Insurance-specific toolsISO/IEC 42001 certifiedHuman oversight
Illustrative Cova Agent workspace for insurance tasks

Choose your starting point

Different teams. Connected work.

Insurance brokers

Policy comparison, risk research, renewal preparation and client follow-up.

Underwriters

Submission analysis, appetite checks, quote preparation and broker distribution.

Broker networks

Member onboarding, shared knowledge, governance and agreed billing arrangements.

Insurance businessesBusiness · Coming soon

Use today's insurance tools, or discuss specialist AI teams in the upcoming Cova for Business workspace.

For brokers

Start with a policy comparison.

Bring the expiring and proposed policy wordings into Cova. Ask it to compare cover, limits, excesses and exclusions, identify information to check and prepare a summary. The broker checks the original documents and decides what to recommend.

Keep documents beside the client record
Prepare renewal notes and draft correspondence
Explore market appetite through Marketplace

How can I help you today?

Ask an insurance question…

For underwriters

Bring the submission and your rules.

Give Cova Agent a submission with the relevant rater or binder. Ask for a quote draft or a review against your supplied appetite. Check extracted inputs, assumptions and referral points before acting. Underwriting authority stays with your authorised people.

Organise risks and product work in Projects
Schedule recurring submission updates with Bots
Discuss quote and bind for selected products
Illustrative Cova Marketplace underwriter profiles

For networks and insurance businesses

Set up the work around your team.

Networks can coordinate member onboarding, approved knowledge, training and sponsorship or co-payment arrangements. Insurance businesses can use Cova's existing tools today and discuss the upcoming Cova for Business workspace for specialist agent teams, SOPs and setup support.

Agree roles and access before rollout
Choose the tools and plan your team needs
Add training and support as adoption grows

Knowledge Base

Hosting and governance

Ask where the work happens.

Australian hosting supports Australian and New Zealand firms, with dedicated UK hosting for UK customers. Confirm storage, AI processing, support access and retention for your intended region with Cova. Other country requirements can be discussed as a tailored deployment.

Customer data is not used to train general AI models without express written agreement
Encryption and controlled access protect customer material
ISO/IEC 42001 certifies Cova's AI management system

Organisation · Users & access

4 of 25 seats
UserTeamAssistantAgentForms
Sarah ChenAdminBrisbane
Tom WalkerBrokerBrisbane
Priya NairBrokerSydney
Liam O'BrienSupportSydney

Access scoped by team · Activity logged · ISO/IEC 42001 aligned

FAQ

Questions about insurance AI.

Can't find what you're after? Our team is happy to help.

Insurance teams can use AI to analyse policies and submissions, compare cover, research risks and markets, prepare renewals, draft correspondence and organise client work. Cova connects these tasks with client records, documents and approved tools. Qualified people review outputs and retain responsibility for advice, underwriting and claims decisions.

AI for insurance

Tell us about your team, your market and a task you want to simplify. We'll help you choose a practical starting point.