Cova is an AI platform for insurance brokers, underwriters and networks. Analyse policies and submissions, organise client work and prepare the next action, with your people reviewing the results.

Choose your starting point
Different teams. Connected work.
Insurance brokers
Policy comparison, risk research, renewal preparation and client follow-up.
Underwriters
Submission analysis, appetite checks, quote preparation and broker distribution.
Broker networks
Member onboarding, shared knowledge, governance and agreed billing arrangements.
Insurance businessesBusiness · Coming soon
Use today's insurance tools, or discuss specialist AI teams in the upcoming Cova for Business workspace.
For brokers
Start with a policy comparison.
Bring the expiring and proposed policy wordings into Cova. Ask it to compare cover, limits, excesses and exclusions, identify information to check and prepare a summary. The broker checks the original documents and decides what to recommend.
How can I help you today?
For underwriters
Bring the submission and your rules.
Give Cova Agent a submission with the relevant rater or binder. Ask for a quote draft or a review against your supplied appetite. Check extracted inputs, assumptions and referral points before acting. Underwriting authority stays with your authorised people.

For networks and insurance businesses
Set up the work around your team.
Networks can coordinate member onboarding, approved knowledge, training and sponsorship or co-payment arrangements. Insurance businesses can use Cova's existing tools today and discuss the upcoming Cova for Business workspace for specialist agent teams, SOPs and setup support.
Knowledge Base
Hosting and governance
Ask where the work happens.
Australian hosting supports Australian and New Zealand firms, with dedicated UK hosting for UK customers. Confirm storage, AI processing, support access and retention for your intended region with Cova. Other country requirements can be discussed as a tailored deployment.
Organisation · Users & access
4 of 25 seatsAccess scoped by team · Activity logged · ISO/IEC 42001 aligned
FAQ
Questions about insurance AI.
Can't find what you're after? Our team is happy to help.
Insurance teams can use AI to analyse policies and submissions, compare cover, research risks and markets, prepare renewals, draft correspondence and organise client work. Cova connects these tasks with client records, documents and approved tools. Qualified people review outputs and retain responsibility for advice, underwriting and claims decisions.
AI for insurance
Tell us about your team, your market and a task you want to simplify. We'll help you choose a practical starting point.